Pawn Loans

Pawn Loans in Des Moines

Bring in your item for an in-store evaluation and learn your pawn loan options from a local Des Moines pawn shop.

The Basics

What is a Pawn Loan?

A pawn loan is a short-term loan using an item you own as collateral. You bring the item in, we evaluate it in person, and we discuss loan options with you. When you repay the loan according to the agreed terms, you get your item back. If you decide not to redeem it, you keep the loan amount and simply don't repay — no impact on your credit.

  • Fast in-store process
  • Fair evaluation of your item
  • No credit checks
  • Confidential and respectful
Step by Step

How the Process Works

  1. 1
    Bring your item and ID
    Come to our Ingersoll Avenue location with a valid photo ID.
  2. 2
    We evaluate the item
    Our team inspects and researches to determine current value.
  3. 3
    We discuss options
    You'll hear your loan or sell options — you decide what works.
  4. 4
    Leave with cash the same day
    If you accept, walk out with cash and your loan paperwork.
Common Items

Items We Commonly Accept

Gold & silver jewelry
Diamonds & watches
Coins & bullion
Electronics
Laptops & tablets
Power tools
Hand tools
Guitars & instruments
Amps & gear
Select collectibles

Item acceptance is determined in-store and may vary.

What to Bring

Make it easy — bring the essentials.

  • A valid government-issued photo ID.
  • The item itself — plus any accessories, batteries, chargers, cases, or papers.
  • Anything that helps prove authenticity (receipts, certificates, original boxes).

Loan terms and requirements are confirmed in-store.

FAQ

Pawn Loan Questions

We commonly consider jewelry, gold and silver, watches, electronics, tools, musical instruments, and select collectibles. Bring your item in for an in-store evaluation.
Come See Us

Visit Solar Loan & Sales Today

Stop by our Ingersoll Avenue location for an in-store evaluation, or give us a call.